/* =============================================================
   SafeInvest AI v4.0 — 세금 3종세트 스타일
   prefix: .tax-* (공통), .yea-* (연말정산), .cit-* (종소세), .fscgt-* (해외주식)
   React 전환 친화: 컴포넌트 prefix BEM-like
   ============================================================= */

/* ---------- 페이지 컨테이너 ---------- */
.tax-page-container {
  max-width: 1080px;
  margin: 0 auto;
  padding: 16px;
}

.tax-page-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--c-ink-2, #e5e7eb);
}

.tax-page-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--c-ink-9, #111827);
  margin: 0;
}

.tax-page-subtitle {
  font-size: 13px;
  color: var(--c-ink-6, #6b7280);
  margin-top: 4px;
}

.tax-back-btn {
  background: var(--c-ink-1, #f3f4f6);
  border: 1px solid var(--c-ink-2, #e5e7eb);
  color: var(--c-ink-7, #4b5563);
  padding: 6px 12px;
  border-radius: 6px;
  font-size: 13px;
  cursor: pointer;
  transition: background 0.15s;
}
.tax-back-btn:hover { background: var(--c-ink-2, #e5e7eb); }

/* ---------- 3 영역 라우터 그리드 ---------- */
.tax-router-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
  margin-bottom: 24px;
}

.tax-router-card {
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 12px;
  padding: 20px;
  cursor: pointer;
  transition: transform 0.15s, box-shadow 0.15s, border-color 0.15s;
  position: relative;
}
.tax-router-card:hover:not(.disabled) {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  border-color: var(--brand, #5b6ee1);
}
.tax-router-card.disabled {
  opacity: 0.55;
  cursor: not-allowed;
}
.tax-router-card.disabled::after {
  content: "준비 중";
  position: absolute;
  top: 12px;
  right: 12px;
  background: var(--c-ink-2, #e5e7eb);
  color: var(--c-ink-7, #4b5563);
  font-size: 11px;
  padding: 2px 8px;
  border-radius: 10px;
}

.tax-router-card-icon { font-size: 32px; margin-bottom: 8px; }
.tax-router-card-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--c-ink-9, #111827);
  margin-bottom: 4px;
}
.tax-router-card-target {
  font-size: 12px;
  color: var(--c-ink-6, #6b7280);
  margin-bottom: 10px;
}
.tax-router-card-desc {
  font-size: 13px;
  color: var(--c-ink-7, #4b5563);
  line-height: 1.5;
  margin-bottom: 12px;
  min-height: 40px;
}
.tax-router-card-cta {
  font-size: 13px;
  font-weight: 600;
  color: var(--brand, #5b6ee1);
}

/* ---------- 통합 절세 잠재력 요약 카드 ---------- */
.tax-dashboard-summary {
  background: linear-gradient(135deg, #f0f4ff 0%, #fff 100%);
  border: 1px solid var(--brand-soft, #c7d2fe);
  border-radius: 12px;
  padding: 16px 20px;
  margin-bottom: 20px;
}
.tax-dashboard-summary-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--c-ink-9, #111827);
  margin-bottom: 10px;
}
.tax-dashboard-summary-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
  padding: 4px 0;
}
.tax-dashboard-summary-row .label { color: var(--c-ink-6, #6b7280); }
.tax-dashboard-summary-row .value { font-weight: 600; color: var(--c-ink-9, #111827); }
.tax-dashboard-summary-total {
  border-top: 1px dashed var(--c-ink-2, #e5e7eb);
  margin-top: 8px;
  padding-top: 8px;
  font-size: 15px;
}

/* ---------- 연말정산 (yea) 모듈 ---------- */
.yea-container {
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 12px;
  padding: 20px;
}

/* ---------- 폼 섹션 그룹 (기본 / 소득공제 / 세액공제) ---------- */
.yea-form-section {
  margin-bottom: 18px;
}
.yea-form-section:last-of-type { margin-bottom: 8px; }

.yea-form-section-header {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 1px dashed var(--c-ink-2, #e5e7eb);
}
.yea-form-section-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--c-ink-9, #111827);
}
.yea-form-section-desc {
  font-size: 11px;
  color: var(--c-ink-5, #9ca3af);
  flex: 1;
}
.yea-form-required {
  color: #ef4444;
  margin-left: 2px;
}
.yea-form-toggle {
  background: #fff;
  color: var(--brand, #5b6ee1);
  border: 1px solid var(--brand, #5b6ee1);
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
}
.yea-form-toggle:hover {
  background: var(--brand, #5b6ee1);
  color: #fff;
}
.yea-form-row-checkbox {
  flex-direction: row;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.yea-form-row-checkbox .yea-form-label {
  display: flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  font-weight: 500;
}
.yea-form-row-checkbox input[type="checkbox"] {
  width: 16px;
  height: 16px;
  margin: 0;
  cursor: pointer;
}
.yea-form-row-checkbox .yea-form-hint {
  width: 100%;
}

.yea-form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
  margin-bottom: 16px;
}
.yea-form-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.yea-form-label {
  font-size: 12px;
  color: var(--c-ink-7, #4b5563);
  font-weight: 500;
}
.yea-form-input {
  padding: 8px 10px;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 6px;
  font-size: 14px;
  outline: none;
  transition: border-color 0.15s;
}
.yea-form-input:focus { border-color: var(--brand, #5b6ee1); }
.yea-form-hint {
  font-size: 11px;
  color: var(--c-ink-5, #9ca3af);
}

.yea-form-actions {
  display: flex;
  gap: 8px;
  margin-top: 16px;
}
.yea-btn-primary {
  background: var(--brand, #5b6ee1);
  color: #fff;
  border: none;
  padding: 10px 20px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
}
.yea-btn-primary:hover { opacity: 0.92; }
.yea-btn-secondary {
  background: #fff;
  color: var(--c-ink-7, #4b5563);
  border: 1px solid var(--c-ink-2, #e5e7eb);
  padding: 10px 20px;
  border-radius: 6px;
  font-size: 14px;
  cursor: pointer;
}

/* ---------- 결과: 환급/추가납부 메인 카드 ---------- */
.yea-result-container { margin-top: 20px; }

.yea-refund-card {
  background: linear-gradient(135deg, #ecfdf5 0%, #fff 100%);
  border: 2px solid #10b981;
  border-radius: 12px;
  padding: 20px;
  text-align: center;
  margin-bottom: 16px;
}
.yea-refund-card.additional {
  background: linear-gradient(135deg, #fef3c7 0%, #fff 100%);
  border-color: #f59e0b;
}
.yea-refund-label {
  font-size: 13px;
  color: var(--c-ink-7, #4b5563);
  margin-bottom: 6px;
}
.yea-refund-amount {
  font-size: 32px;
  font-weight: 700;
  color: #10b981;
  letter-spacing: -0.5px;
}
.yea-refund-card.additional .yea-refund-amount { color: #d97706; }
.yea-refund-note {
  font-size: 12px;
  color: var(--c-ink-6, #6b7280);
  margin-top: 8px;
}

/* ---------- 결과: 단계별 투명 공개 ---------- */
.yea-step-breakdown {
  background: #fafafa;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 10px;
  padding: 14px 16px;
  margin-bottom: 16px;
}
.yea-step-breakdown-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--c-ink-8, #1f2937);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.yea-step-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 5px 0;
  font-size: 13px;
  border-bottom: 1px dashed var(--c-ink-1, #f3f4f6);
}
.yea-step-row:last-child { border-bottom: none; }
.yea-step-row .label { color: var(--c-ink-6, #6b7280); }
.yea-step-row .value {
  font-family: 'SF Mono', Menlo, monospace;
  font-weight: 600;
  color: var(--c-ink-9, #111827);
}
.yea-step-row.subtotal {
  font-weight: 700;
  background: #f5f5f5;
  margin: 4px -4px;
  padding: 6px 4px;
  border-radius: 4px;
}
.yea-step-row.subtotal .value { color: var(--brand, #5b6ee1); }
.yea-step-detail {
  font-size: 11px;
  color: var(--c-ink-5, #9ca3af);
  padding-left: 12px;
  display: block;
  margin-top: 2px;
}

/* ---------- IRP 추가 시뮬 ---------- */
.yea-irp-simulator {
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 10px;
  padding: 16px;
  margin-bottom: 16px;
}
.yea-irp-title {
  font-size: 14px;
  font-weight: 700;
  margin-bottom: 4px;
  color: var(--c-ink-9, #111827);
}
.yea-irp-subtitle {
  font-size: 12px;
  color: var(--c-ink-6, #6b7280);
  margin-bottom: 12px;
}
.yea-irp-slider-row {
  display: flex;
  align-items: center;
  gap: 12px;
}
.yea-irp-slider {
  flex: 1;
  -webkit-appearance: none;
  height: 6px;
  border-radius: 3px;
  background: var(--c-ink-1, #f3f4f6);
  outline: none;
}
.yea-irp-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--brand, #5b6ee1);
  cursor: pointer;
  border: 2px solid #fff;
  box-shadow: 0 1px 3px rgba(0,0,0,0.2);
}
.yea-irp-slider-value {
  font-size: 14px;
  font-weight: 600;
  color: var(--brand, #5b6ee1);
  min-width: 70px;
  text-align: right;
}
.yea-irp-effect {
  margin-top: 12px;
  padding: 10px 12px;
  background: #f0fdfa;
  border-left: 3px solid #10b981;
  border-radius: 4px;
  font-size: 13px;
  color: var(--c-ink-8, #1f2937);
}
.yea-irp-effect .saved {
  font-weight: 700;
  color: #047857;
}

/* ---------- KB 카드 학습 링크 ---------- */
.yea-kb-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 8px;
  margin-top: 12px;
}
.yea-kb-card-chip {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 10px;
  background: #f5f7ff;
  border: 1px solid var(--brand-soft, #c7d2fe);
  border-radius: 6px;
  cursor: pointer;
  font-size: 12px;
  color: var(--c-ink-8, #1f2937);
  transition: background 0.15s;
}
.yea-kb-card-chip:hover { background: #e0e7ff; }
.yea-kb-card-chip-icon { font-size: 14px; }

/* ---------- lifecycle prefill 제안 배너 ---------- */
.tax-prefill-banner {
  background: #fffbeb;
  border: 1px solid #fcd34d;
  border-radius: 8px;
  padding: 12px 14px;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.tax-prefill-banner-icon { font-size: 20px; }
.tax-prefill-banner-text {
  flex: 1;
  font-size: 13px;
  color: var(--c-ink-8, #1f2937);
}
.tax-prefill-banner-text strong { color: var(--c-ink-9, #111827); }
.tax-prefill-banner-btn {
  background: var(--brand, #5b6ee1);
  color: #fff;
  border: none;
  padding: 6px 12px;
  border-radius: 5px;
  font-size: 12px;
  cursor: pointer;
}
.tax-prefill-banner-btn.secondary {
  background: #fff;
  color: var(--c-ink-7, #4b5563);
  border: 1px solid var(--c-ink-2, #e5e7eb);
}

/* ---------- 종소세 (CIT) 결과 컴포넌트 ---------- */
.cit-section-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--c-ink-8, #1f2937);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.cit-reasons {
  margin-top: 10px;
  text-align: left;
}
.cit-reason {
  background: rgba(255,255,255,0.7);
  padding: 6px 10px;
  border-radius: 4px;
  margin-bottom: 4px;
  font-size: 13px;
  color: #92400e;
  font-weight: 600;
}

.cit-separation-status {
  background: #f8faff;
  border: 1px solid var(--brand-soft, #c7d2fe);
  border-radius: 10px;
  padding: 14px 16px;
  margin-bottom: 16px;
}
.cit-sep-row {
  display: grid;
  grid-template-columns: 28px 1fr auto;
  align-items: center;
  gap: 10px;
  padding: 6px 0;
  font-size: 13px;
  border-bottom: 1px dashed var(--c-ink-2, #e5e7eb);
}
.cit-sep-row:last-child { border-bottom: none; }
.cit-sep-icon { font-size: 18px; }
.cit-sep-label { color: var(--c-ink-8, #1f2937); }
.cit-sep-status {
  font-weight: 600;
  font-size: 12px;
  padding: 3px 10px;
  border-radius: 12px;
}
.cit-sep-status.cit-sep-separate {
  background: #d1fae5;
  color: #047857;
}
.cit-sep-status.cit-sep-combined {
  background: #fef3c7;
  color: #92400e;
}

.cit-comparison {
  background: linear-gradient(135deg, #f0fdfa 0%, #fff 100%);
  border-left: 3px solid #10b981;
  border-radius: 6px;
  padding: 14px 16px;
  margin-bottom: 16px;
}
.cit-cmp-row {
  display: grid;
  grid-template-columns: 110px 1fr auto;
  gap: 10px;
  align-items: baseline;
  padding: 6px 0;
  font-size: 13px;
  border-bottom: 1px dashed var(--c-ink-2, #e5e7eb);
}
.cit-cmp-row:last-child { border-bottom: none; }
.cit-cmp-label { font-weight: 600; color: var(--c-ink-8, #1f2937); }
.cit-cmp-vs { color: var(--c-ink-6, #6b7280); font-size: 12px; }
.cit-cmp-rec { font-weight: 600; color: #047857; font-size: 12px; }

/* ---------- CIT v2: 소득종류 체크박스 + 분기 입력 ---------- */
.cit-income-toggles {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 14px;
}
.cit-income-toggle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 999px;
  cursor: pointer;
  font-size: 13px;
  background: #fff;
  transition: all 0.15s;
  user-select: none;
}
.cit-income-toggle:hover {
  border-color: var(--brand, #5b6ee1);
}
.cit-income-toggle.active {
  background: #eef2ff;
  border-color: var(--brand, #5b6ee1);
  color: var(--brand, #5b6ee1);
  font-weight: 600;
}
.cit-income-toggle input[type="checkbox"] {
  margin: 0;
  cursor: pointer;
}
.cit-income-toggle-label {
  white-space: nowrap;
}
.cit-income-panels {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.cit-income-panel {
  background: #f9fafb;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 8px;
  padding: 12px 14px;
}
.cit-income-panel-header {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-bottom: 8px;
}
.cit-income-panel-title {
  font-weight: 700;
  font-size: 13px;
  color: var(--c-ink-9, #111827);
}
.cit-income-panel-hint {
  font-size: 11px;
  color: var(--c-ink-5, #9ca3af);
}

/* CIT v2 소득 breakdown 카드 */
.cit-income-breakdown {
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 8px;
  padding: 14px;
  margin-bottom: 14px;
}
.cit-income-row {
  display: grid;
  grid-template-columns: 24px 100px 80px 1fr;
  gap: 10px;
  align-items: baseline;
  padding: 6px 0;
  font-size: 13px;
  border-bottom: 1px dashed var(--c-ink-2, #e5e7eb);
}
.cit-income-row:last-child { border-bottom: none; }
.cit-income-icon { font-size: 18px; }
.cit-income-label { font-weight: 600; color: var(--c-ink-8, #1f2937); }
.cit-income-amount {
  font-weight: 700;
  text-align: right;
  font-family: 'SF Mono', Menlo, monospace;
  color: var(--c-ink-9, #111827);
}
.cit-income-note {
  color: var(--c-ink-5, #9ca3af);
  font-size: 11px;
}

/* ---------- FSCGT v2: 종목별 입력 테이블 + 합계 모드 토글 ---------- */
.fscgt-mode-toggle {
  display: flex;
  gap: 6px;
  margin-bottom: 14px;
}
.fscgt-mode-btn {
  flex: 1;
  padding: 8px 12px;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  background: #fff;
  border-radius: 6px;
  font-size: 13px;
  cursor: pointer;
  transition: all 0.15s;
}
.fscgt-mode-btn.active {
  background: #eef2ff;
  border-color: var(--brand, #5b6ee1);
  color: var(--brand, #5b6ee1);
  font-weight: 600;
}
.fscgt-trades-table-wrap {
  overflow-x: auto;
  margin-bottom: 8px;
}
.fscgt-trades-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 12px;
}
.fscgt-trades-table th {
  background: #f9fafb;
  padding: 6px 4px;
  text-align: left;
  font-weight: 600;
  color: var(--c-ink-7, #4b5563);
  border-bottom: 1px solid var(--c-ink-2, #e5e7eb);
}
.fscgt-trades-table td {
  padding: 4px;
  border-bottom: 1px solid var(--c-ink-2, #e5e7eb);
}
.fscgt-trade-input {
  width: 100%;
  padding: 4px 6px;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 4px;
  font-size: 12px;
}
.fscgt-trade-input:focus { border-color: var(--brand, #5b6ee1); outline: none; }
.fscgt-trades-empty td {
  text-align: center;
  color: var(--c-ink-5, #9ca3af);
  padding: 20px;
  font-size: 13px;
}
.fscgt-remove-trade-btn {
  border: none;
  background: transparent;
  color: #ef4444;
  font-size: 16px;
  cursor: pointer;
  padding: 4px 8px;
  border-radius: 4px;
}
.fscgt-remove-trade-btn:hover { background: #fee2e2; }
.fscgt-add-trade-btn {
  font-size: 12px;
  padding: 6px 14px;
}

.fscgt-trade-breakdown {
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 8px;
  padding: 14px;
  margin-bottom: 14px;
}
.fscgt-result-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 12px;
  margin-top: 8px;
}
.fscgt-result-table th {
  background: #f9fafb;
  padding: 6px;
  font-weight: 600;
  text-align: right;
  color: var(--c-ink-7, #4b5563);
}
.fscgt-result-table th:first-child { text-align: left; }
.fscgt-result-table td {
  padding: 6px;
  border-bottom: 1px solid var(--c-ink-2, #e5e7eb);
  text-align: right;
  font-family: 'SF Mono', Menlo, monospace;
}
.fscgt-result-table td:first-child { text-align: left; font-family: inherit; font-weight: 600; }
.fscgt-gain-positive { color: #047857; font-weight: 700; }
.fscgt-gain-negative { color: #dc2626; font-weight: 700; }
.fscgt-fx-note {
  margin-top: 10px;
  padding: 8px 10px;
  background: #f9fafb;
  border-left: 3px solid #6366f1;
  font-size: 12px;
  color: var(--c-ink-7, #4b5563);
}

/* ---------- lifecycle 미니 카드 (page-lifecycle 결과 영역) ---------- */
.tax-mini-card {
  padding: 0;
}

.tax-mini-disclaimer {
  background: #fffbeb;
  border-left: 3px solid #fcd34d;
  padding: 10px 12px;
  font-size: 12px;
  color: var(--c-ink-7, #4b5563);
  border-radius: 4px;
  margin-bottom: 14px;
  line-height: 1.5;
}
.tax-mini-disclaimer strong { color: var(--c-ink-9, #111827); }

.tax-mini-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 10px;
  margin-bottom: 14px;
}
/* v4.0 #86: 5영역 통일 — wide screens 5 columns, narrower 2~3 */
.tax-mini-grid-5 {
  grid-template-columns: repeat(5, 1fr);
}
@media (max-width: 1100px) {
  .tax-mini-grid-5 { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 720px) {
  .tax-mini-grid-5 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 460px) {
  .tax-mini-grid-5 { grid-template-columns: 1fr; }
}

.tax-mini-item {
  display: flex;
  gap: 10px;
  padding: 12px;
  background: #fff;
  border: 1px solid var(--c-ink-2, #e5e7eb);
  border-radius: 8px;
  min-height: 88px;
}

/* v4.0 #86: 추가 입력 필요 영역 — 톤다운 */
.tax-mini-item-pending {
  background: #fafafa;
  border-color: #e5e7eb;
}
.tax-mini-item-icon-muted {
  opacity: 0.5;
}
.tax-mini-pending-chip {
  display: inline-block;
  padding: 3px 8px;
  background: var(--c-ink-1, #f3f4f6);
  color: var(--c-ink-6, #6b7280);
  border: 1px dashed var(--c-ink-3, #d1d5db);
  border-radius: 12px;
  font-size: 11px;
  font-weight: 500;
  margin: 2px 0 4px;
}
.tax-mini-item-pending:hover .tax-mini-pending-chip {
  background: var(--c-brand-soft, #eef2ff);
  border-color: var(--c-brand, #5b6ee1);
  color: var(--c-brand, #5b6ee1);
}
.tax-mini-item-pending {
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}
.tax-mini-item-pending:hover {
  border-color: var(--c-brand, #5b6ee1);
  background: #fff;
}
.tax-mini-item-icon {
  font-size: 22px;
  flex-shrink: 0;
}
.tax-mini-item-body { flex: 1; min-width: 0; }
.tax-mini-item-label {
  font-size: 11px;
  color: var(--c-ink-6, #6b7280);
  margin-bottom: 2px;
}
.tax-mini-item-value {
  font-size: 15px;
  font-weight: 700;
  color: var(--c-ink-9, #111827);
  margin-bottom: 2px;
}
.tax-mini-item-value.ok    { color: #10b981; }
.tax-mini-item-value.warn  { color: #d97706; }
.tax-mini-item-value.muted { color: var(--c-ink-5, #9ca3af); }
.tax-mini-item-sub {
  font-size: 11px;
  color: var(--c-ink-5, #9ca3af);
}

.tax-mini-insight {
  background: linear-gradient(135deg, #f0fdfa 0%, #fff 100%);
  border-left: 3px solid #10b981;
  padding: 10px 12px;
  border-radius: 4px;
  font-size: 13px;
  color: var(--c-ink-8, #1f2937);
  margin-bottom: 14px;
  line-height: 1.5;
}
.tax-mini-insight strong { color: #047857; }

.tax-mini-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.tax-mini-cta {
  background: var(--brand, #5b6ee1);
  color: #fff;
  border: none;
  padding: 9px 16px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
}
.tax-mini-cta:hover { opacity: 0.92; }
.tax-mini-kb {
  background: #f5f7ff;
  border: 1px solid var(--brand-soft, #c7d2fe);
  color: var(--c-ink-8, #1f2937);
  padding: 9px 14px;
  border-radius: 6px;
  font-size: 13px;
  cursor: pointer;
}
.tax-mini-kb:hover { background: #e0e7ff; }

.tax-mini-empty {
  text-align: center;
  padding: 30px 16px;
}
.tax-mini-empty-icon { font-size: 32px; margin-bottom: 8px; }
.tax-mini-empty-text {
  font-size: 13px;
  color: var(--c-ink-7, #4b5563);
  margin-bottom: 14px;
}

/* ---------- 반응형 ---------- */
@media (max-width: 640px) {
  .tax-router-grid { grid-template-columns: 1fr; }
  .yea-form-grid { grid-template-columns: 1fr; }
  .yea-refund-amount { font-size: 26px; }
  .tax-page-title { font-size: 18px; }
}

/* ============================================================
   증여세 시뮬레이터 (Phase D, 25세션)
   ============================================================ */
.gift-wrap {
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 16px 60px;
}
.gift-header {
  padding: 24px 0 16px;
  border-bottom: 1px solid var(--c-line, #e5e7eb);
  margin-bottom: 24px;
}
.gift-header h2 {
  font-size: 26px;
  font-weight: 700;
  margin: 0 0 8px;
  color: var(--c-ink, #111827);
}
.gift-header p {
  font-size: 14px;
  color: var(--c-ink-3, #6b7280);
  line-height: 1.6;
  margin: 0;
}
.gift-header a {
  color: var(--c-brand, #5b6ee1);
  text-decoration: underline;
  cursor: pointer;
}

.gift-form {
  background: var(--c-surface, #fff);
  border: 1px solid var(--c-line, #e5e7eb);
  border-radius: 12px;
  padding: 20px;
  margin-bottom: 24px;
}
.gift-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--c-ink, #111827);
  margin-bottom: 8px;
}
.gift-label-opt {
  font-size: 11px;
  font-weight: 500;
  color: var(--c-ink-3, #9ca3af);
  background: var(--c-bg, #f3f4f6);
  padding: 1px 6px;
  border-radius: 4px;
  margin-left: 6px;
}
.gift-hint {
  font-size: 12px;
  color: var(--c-ink-3, #9ca3af);
  margin-top: 4px;
  line-height: 1.4;
}
.gift-input {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--c-line, #d1d5db);
  border-radius: 8px;
  font-size: 14px;
  font-family: inherit;
  box-sizing: border-box;
  background: var(--c-surface, #fff);
  color: var(--c-ink, #111827);
}
.gift-input:focus {
  outline: none;
  border-color: var(--c-brand, #5b6ee1);
  box-shadow: 0 0 0 3px rgba(91,110,225,0.12);
}

.gift-recipient-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 20px;
}
.gift-recipient-chip {
  background: var(--c-surface, #fff);
  border: 1.5px solid var(--c-line, #e5e7eb);
  border-radius: 10px;
  padding: 12px 10px;
  cursor: pointer;
  transition: all 0.15s;
  text-align: center;
  font-family: inherit;
}
.gift-recipient-chip:hover {
  border-color: var(--c-brand-soft, #c7d2fe);
  background: var(--c-bg, #f9fafb);
}
.gift-recipient-chip.selected {
  border-color: var(--c-brand, #5b6ee1);
  background: rgba(91,110,225,0.06);
}
.gift-recipient-icon {
  font-size: 22px;
  display: block;
  margin-bottom: 4px;
}
.gift-recipient-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--c-ink, #111827);
  margin-bottom: 2px;
}
.gift-recipient-hint {
  font-size: 11px;
  color: var(--c-ink-3, #6b7280);
  line-height: 1.3;
}

.gift-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.gift-field { display: flex; flex-direction: column; }

.gift-advanced {
  margin-top: 16px;
  border-top: 1px dashed var(--c-line, #e5e7eb);
  padding-top: 14px;
}
.gift-advanced summary {
  cursor: pointer;
  font-size: 13px;
  font-weight: 600;
  color: var(--c-ink-2, #4b5563);
  padding: 6px 0;
}
.gift-advanced-body {
  padding-top: 10px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.gift-check {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--c-ink-2, #374151);
  cursor: pointer;
}
.gift-check input[type="checkbox"] {
  width: 16px; height: 16px;
  accent-color: var(--c-brand, #5b6ee1);
}

.gift-actions {
  margin-top: 20px;
  text-align: right;
}
.gift-btn-primary {
  background: var(--c-brand, #5b6ee1);
  color: white;
  border: 0;
  padding: 11px 22px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: background 0.15s;
}
.gift-btn-primary:hover {
  background: #4f5dd0;
}

/* 결과 카드 */
.gift-result-card {
  background: var(--c-surface, #fff);
  border: 1px solid var(--c-line, #e5e7eb);
  border-radius: 12px;
  padding: 20px;
  margin-top: 24px;
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}
.gift-result-header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 16px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--c-line, #e5e7eb);
  margin-bottom: 16px;
  flex-wrap: wrap;
}
.gift-result-tax-label {
  font-size: 12px;
  color: var(--c-ink-3, #6b7280);
  margin-bottom: 4px;
}
.gift-result-tax-value {
  font-size: 36px;
  font-weight: 700;
  color: var(--c-brand, #5b6ee1);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.gift-result-meta {
  font-size: 13px;
  color: var(--c-ink-2, #374151);
  line-height: 1.7;
  text-align: right;
}
.gift-installment {
  color: #16a34a;
  font-weight: 600;
}

.gift-result-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.gift-result-table td {
  padding: 8px 4px;
  border-bottom: 1px solid var(--c-line, #f3f4f6);
}
.gift-result-table td.num {
  text-align: right;
  font-variant-numeric: tabular-nums;
}
.gift-result-table td.emp {
  font-weight: 700;
  color: var(--c-ink, #111827);
  font-size: 14px;
}

.gift-result-notes {
  margin-top: 14px;
  padding: 12px 14px;
  background: rgba(91,110,225,0.05);
  border-left: 3px solid var(--c-brand, #5b6ee1);
  border-radius: 6px;
  font-size: 12.5px;
  line-height: 1.7;
  color: var(--c-ink-2, #374151);
}

.gift-sim-card {
  margin-top: 18px;
  padding: 16px;
  background: rgba(34,197,94,0.05);
  border: 1px solid rgba(34,197,94,0.2);
  border-radius: 10px;
}
.gift-sim-title {
  font-size: 14px;
  font-weight: 700;
  color: #16a34a;
  margin-bottom: 12px;
}
.gift-sim-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  background: white;
  border-radius: 6px;
  overflow: hidden;
}
.gift-sim-table th,
.gift-sim-table td {
  padding: 8px 12px;
  text-align: left;
  border-bottom: 1px solid var(--c-line, #e5e7eb);
}
.gift-sim-table th {
  background: var(--c-bg, #f9fafb);
  font-size: 12px;
  font-weight: 600;
  color: var(--c-ink-3, #6b7280);
}
.gift-sim-table tr.best {
  background: rgba(34,197,94,0.08);
}
.gift-sim-table tr.best td:first-child {
  font-weight: 600;
}
.gift-sim-table td.saved {
  color: #16a34a;
  font-weight: 600;
}
.gift-sim-tip {
  margin-top: 10px;
  font-size: 12px;
  color: var(--c-ink-2, #374151);
  line-height: 1.6;
}

.gift-result-disclaimer {
  margin-top: 18px;
  padding: 10px 12px;
  background: var(--c-bg, #f9fafb);
  border-radius: 6px;
  font-size: 11.5px;
  color: var(--c-ink-3, #6b7280);
  line-height: 1.6;
}
.gift-result-disclaimer a {
  color: var(--c-brand, #5b6ee1);
  text-decoration: underline;
}

/* 모바일 */
@media (max-width: 640px) {
  .gift-recipient-grid { grid-template-columns: repeat(2, 1fr); }
  .gift-row { grid-template-columns: 1fr; }
  .gift-result-tax-value { font-size: 28px; }
  .gift-result-meta { text-align: left; width: 100%; }
}

/* 자산 종류 chip (현금/주식/부동산) */
.gift-asset-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 16px;
}
.gift-asset-chip {
  background: var(--c-surface, #fff);
  border: 1.5px solid var(--c-line, #e5e7eb);
  border-radius: 10px;
  padding: 12px 10px;
  cursor: pointer;
  transition: all 0.15s;
  text-align: center;
  font-family: inherit;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.gift-asset-chip:hover {
  border-color: var(--c-brand-soft, #c7d2fe);
  background: var(--c-bg, #f9fafb);
}
.gift-asset-chip.selected {
  border-color: var(--c-brand, #5b6ee1);
  background: rgba(91,110,225,0.06);
}
.gift-asset-icon { font-size: 22px; }
.gift-asset-label { font-size: 13px; font-weight: 600; color: var(--c-ink, #111827); }
.gift-asset-hint { font-size: 11px; color: var(--c-ink-3, #6b7280); line-height: 1.3; }

/* 부동산 안내 배너 */
.gift-realestate-banner {
  background: rgba(251,191,36,0.10);
  border: 1px solid rgba(251,191,36,0.3);
  border-radius: 8px;
  padding: 10px 14px;
  margin-bottom: 12px;
  font-size: 13px;
  color: #92400e;
  line-height: 1.5;
}

/* 결과: 부동산 평가 비교 카드 */
.gift-realestate-card {
  margin-top: 18px;
  padding: 16px;
  background: rgba(251,191,36,0.06);
  border: 1px solid rgba(251,191,36,0.2);
  border-radius: 10px;
}
.gift-realestate-title {
  font-size: 14px;
  font-weight: 700;
  color: #b45309;
  margin-bottom: 12px;
}
.gift-realestate-warn {
  margin-top: 10px;
  font-size: 12px;
  color: var(--c-ink-2, #374151);
  line-height: 1.6;
}
.gift-realestate-warn strong { color: #b45309; }

/* 부동산 함정 안내 */
.gift-realestate-pitfalls {
  margin-top: 18px;
  padding: 14px 16px;
  background: rgba(239,68,68,0.04);
  border-left: 3px solid #ef4444;
  border-radius: 6px;
}
.gift-realestate-pitfalls-title {
  font-size: 13px;
  font-weight: 700;
  color: #b91c1c;
  margin-bottom: 8px;
}
.gift-realestate-pitfalls ul {
  margin: 0;
  padding-left: 20px;
  font-size: 12.5px;
  color: var(--c-ink-2, #374151);
  line-height: 1.7;
}
.gift-realestate-pitfalls li { margin-bottom: 3px; }

@media (max-width: 640px) {
  .gift-asset-grid { grid-template-columns: 1fr; }
}

/* 상속세 — 폼 섹션 구분선 (자산/상속인/사전증여 구분) */
.gift-section-divider {
  margin: 20px 0 12px;
  padding-bottom: 8px;
  border-bottom: 1px dashed var(--c-line, #e5e7eb);
  font-size: 13px;
  font-weight: 700;
  color: var(--c-ink-2, #4b5563);
}
.gift-section-divider:first-child { margin-top: 0; }